MORTGAGES – Mortgage Advice

Self-employed
Being self-employed can sometimes be a disadvantage when looking for a mortgage from a number of lenders. Your income may be erratic or you may have recently become self-employed.

We at City Financial have access to a panel of lenders that will lend, provided you can declare that your income will be sufficient to make the monthly mortgage payments.

Switching Your Mortgage
Switching your mortgage to a new lender and saving money is now very popular. In today's competitive market lenders are constantly providing ways for borrowers to save money by switching their mortgage from their existing lender to a new one.

Costs involved in switching your mortgage is a factor, for example; legal fees, however we have a selection of lenders who have negotiated with their solicitors a package which will allow you to move your mortgage without the need for the additional expense of legal fees.

Student Mortgages
Paying rent for a student while at University or College can be expensive. Mortgages are available through special schemes to allow parents to afford a mortgage in their son or daughter's name which is secured on parents' income.

To talk to one of our advisors, call 0800 3893345 or email info@city-financial.co.uk