It has never been more important that you have adequate pension provision. Nowadays we are living longer, expecting more of our retirement and can no longer rely on the state pension to support us once we stop working. However, many people still put off tackling their pension arrangements.
Perhaps retirement seems a long way off, you feel you have left it too late to make a difference or are simply unsure about where to start. This is not surprising; pensions can be complicated products and there is a bewildering choice of schemes and providers. Added to this are the scares over the mis-selling of pensions and falling annuity rates.
Do not allow these issues to put you off. Think of pensions simply as saving with tax breaks and remember that it is never too early to start saving for your retirement or too late to boost your fund.
We can send you a booklet (A Guide to your Pension Options), which will give you an overview of the world of pensions and point out issues you should consider. Its aim is to help you make an informed decision about your arrangements, seek out further information or prepare for an in-depth discussion with your financial adviser.